PATNERSHIP BETWEEN EDUCATION FUND BOARD AND HIGHER EDUCATION LOANS BOARD

 PATNERSHIP BETWEEN EDUCATION FUND BOARD AND HIGHER EDUCATION LOANS BOARD

 PATNERSHIP BETWEEN EDUCATION FUND BOARD AND HIGHER EDUCATION LOANS BOARD

helb-loan disbursement - Introduction

The County Education Fund Board wishes tonotify the public that it has entered into a partnership with Higher Education Loans Board (HELB) to help with receiving application forms, processing of the applications and disbursement of loans to qualifying students and recovery of the loans.

The Board issues loans to needy students taking certificate, diploma and degree in tertiary institutions and universities both private and private. The aim of partnership with HELB is to increase efficiency in receiving application forms and timely disbursement of loans to qualifying students and later recover the same.

From this financial applications shall be online through the HELB website www.helb.co.ke and this year opening of applications starts from 1st September 2016. All form should be filled correctly online, printed and attach all required documents then submit the form at Ward Administrator office.

The loan cycle is as follows

    1st September-31st January: Distributing,filling and returning of forms.
    1st February -31st April : Approval and Disbursement of loans



VIOLET KITURI

CHAIRPERSON –EDUCATION FUND BOARD


  


Name of the Bank: …………

LOAN APPLICATION FORMPRADHAN MANTRI MUDRE YOJANA
( To be submitted along with documents as per the check list )

A. For office Use:
  
EnterpriseName    Application Sl. No.    Name of the Branch    Category
            Shishu/Kishor/Tarun

B.Business Information:

Name of the Enterprise  
Constitution    √    Proprietary    Partnership    Pvt. Ltd.    Ltd. Company    Any Others (specify)
Current Business Address  
    State        PIN Code                      
    Business Premises    √    Rented    Owned
Telephone No.        Mobile No.    91  
E-mail:  
Business
Activity    Existing  
    Proposed  
Date of Commencement(DD/MM/YYYY)                              
Whether the Unit is Registered    √    Yes        No  
If Registered (Please mention:Registration no. And the Act under which registered )  
Registered office Address  
Social Category    √    SC    ST    OBC    Minority Community
If Minority Community    √    Buddhists    Muslims    Christians    Sikhs    Jains    Zoroastrians

C.Background Information of Proprietor/ Partners/ Directors:

S.No    Name    Date of Birth    Sex    Residential Address with Mobile No.    Academic Qualification    Experience in the line of activity (Years)
1.                      
2.                      

S.No    Id proof    Id proof no.    Address proof    Address proof no.    PAN Card/DIN No.    Relationship with the officials/ Director of the bank if any
1.                      
2.                      






D. Names of Associate Concerns and Nature of Association:

Names of Associate Concern    Address of Associate Concern    Presently Banking with     Nature of Association Concern    Extent of Interest as a Prop./Partner/ Director or Just Investor in Associate Concern

              

              


E.  Banking/Credit Facilities Existing: (In Rs.)

Type of Facilities    Presently Banking with    Limit Availed    Outstanding
 As on ……    Security lodged    Asset classification status
Savings Account        N. A.        N. A.  
Current Account        N. A.        N. A.  
Cash Credit                  
Term Loan                  
LC/BG                  
If banking with this bank, customer ID to be given here:  
It is certified that our unit has not availed any loan from any other Bank / Financial Institution in the past and I/we am/are not indebted to any other Bank / Financial Institution other than those mentioned in column no. E above.

F. Credit Facilities Proposed:(In Rs.)

Type of Facilities    Amount    Purpose for which Required    Details of Primary  Security Offered
(with approx. value to be mentioned)
Cash Credit          
Term Loan          
LC/BG          
Total          

G.In case of Working Capital: Basis of CashCredit Limit applied:(In Rs.)

Actual Sales    Projected
FY-    FY-    Sales    Working Cycle in Months    Inventory    Debtors    Creditors    Promoter’s Contribution    Limits
                              

H. In case of Term loan requirements, the details of machinery/equipment may be given as under:
Type of machine
 / Equipment    Purpose for which required    Name of Supplier    Total Cost of Machine     Contribution being made by the promoters(Rs.)    Loan Required (Rs.)
                  
                  
Total          

Repayment period with Moratorium period requested for  







I. Past Performance / Future Estimates: (In Rs.)

Past Performance / Future Estimates (Actual performance for two previous years, estimates for current year and projections for next  year to be provided for working capital facilities. However for term loan facilities projections to be provided till the proposed year of repayment of loan)
    Past Year-II (Actual)    Past Year-I (Actual)    Present Year
(Estimate)    Next Year (Projection)
Net Sales              
Net Profit              
Capital (Net Worth in case of Companies)              


J. Status Regarding Statutory Obligations:

Statutory Obligations    Whether Complied with
(select Yes/No)
If not applicable then select N. A.    Remarks
(Any details in connection withthe relevant obligation to be given )
1. Registration under Shops and Establishment Act      
2. Registration under MSME (Provisional /Final)      
3. Drug License      
4. Latest Sales Tax Return Filed      
5.Latest Income Tax Returns Filed      
6.Any other Statutory dues remaining outstanding      

K. Declaration:
I/We hereby certify that all information furnished by me/us is true, correct and complete. I/We have no borrowing arrangements for the unit except as indicated in the application form. There is/are no overdue / statutory dueowed by me/us. I/We shall furnish all other information that may be required by Bank in connection with my/our application. The information may also be exchanged by you with any agency you may deem fit. You, your representatives or Reserve Bank of India or Mudra Ltd., or any other agency as authorised by you, may at any time, inspect/ verify my/our assets, books of accounts etc. in our factory/business premises as given above. You may take appropriate safeguards/action for recovery of bank’s dues.


Space for Photo

  
Space for Photo

    Space for Photo

(Signatures of Proprietor/partner/ director whose photo is affixed above)



Date:___________________

Place:___________________





CHECK LIST: (The check list is only indicative and not exhaustive and depending upon the local requirements at different places addition could be made as per necessity)

1)    Proof of identity - Self certified copy of Voter’s ID card / Driving License / PAN Card /  Aadhar Card/Passport.
2)    Proof of Residence - Recent telephone bill, electricity bill, property tax receipt (not older than 2 months), Voter’s ID card, Aadhar Card & Passport of Proprietor/Partners/Directors.
3)    Proof of SC/ST/OBC/Minority.
4)    Proof of Identity/Address of the Business Enterprise -Copies of relevant licenses/registration certificates/other documents pertaining to the ownership, identity and address of business unit.
5)    Applicant should not be defaulter in any Bank/Financial institution.
6)    Statement of accounts (for the last six months), from the existing banker, if any.
7)    Last two years balance sheets of the units along with income tax/sales tax return etc. (Applicable for all cases from Rs.2 Lacs and above).
8)    Projected balance sheets for one year in case of working capital limits and for the period of the loan in case of term loan (Applicable for all cases from Rs.2 Lacs and above).
9)    Sales achieved during the current financial year up to the date of submission of application.
10)    Project report (for the proposed project) containing details of technical & economic viability.
11)    Memorandum and articles of association of the company/Partnership Deed of Partners etc.
12)    In absence of third party guarantee, Asset & Liability statement from the borrower including Directors& Partners may be sought to know the net-worth.
13)    Photos (two copies) of Proprietor/ Partners/ Directors.
Acknowledgement Slip for loan Application under PradhanMantri MUDRA Yojana
Office Copy:

Application (system generated/manual) Number        Date of Application  
Name of the Applicant(s)        Loan Amt. Requested for  
Signature of Applicant(s)         Signature of Branch official  

--------------------------------------------------------------------------------------------------------------------------
            
Acknowledgement Slip for loan Application under PradhanMantri MUDRA Yojana
Applicants Copy:

Application (system generated/manual) Number        Date of Application  
Name of the Applicant(s)        Loan Amt. Requested for  
Signature of Applicant(s)         Signature of Branch official  


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